Proactive year-round tax planning

Tax preparation looks back. Tax planning looks ahead.

ForMyTax connects income, equity compensation, investments, real estate, businesses, global assets, and major life decisions before deadlines remove available choices.

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One financial lifeOne connected tax strategy
Income & compensation
Equity & investments
Real estate
Business ownership
Global assets
Family & legacy
The planning difference

Preparation answers what happened. Planning asks what can still be changed—and how one decision affects the rest.

01

A tax strategy should connect every part of the financial picture.

Income, investments, properties, entities, retirement, charitable goals, and global ties can affect one another across multiple years.

01

Income & Withholding

Coordinate compensation, supplemental payments, withholding, and expected household income.

02

Equity Compensation

Evaluate both spouses’ compensation, withholding, benefits, investments, and outside income together.

03

Investments & Capital Gains

Connect realized gains and losses with giving, liquidity, estimated taxes, and portfolio decisions.

04

Real-Estate Planning

Review available employer and individual retirement opportunities within the broader tax picture.

05

Business & Entity Planning

Coordinate timing, asset selection, documentation, and charitable goals before completing a gift.

06

Global & Family Planning

Integrate rental activity, consulting income, entities, and business decisions with personal taxes.

02

Tax planning is a year-round discipline.

Quarterly checkpoints keep projections current and create time to evaluate decisions before year-end.

Q1JAN–MAR

Set the baseline

Review the prior year, compensation changes, benefit elections, investments, rentals, and expected business activity.

Q2APR–JUN

Measure the trajectory

Compare actual income and tax payments with the plan, including bonuses, gains, and outside income.

Q3JUL–SEP

Model major decisions

Evaluate planned sales, charitable gifts, retirement moves, property activity, and estimated payments.

Q4OCT–DEC

Implement before year-end

Complete time-sensitive actions and update withholding or payments based on the year’s final picture.

The connected planning framework

One decision can reach every part of the plan.

Selling stock, buying property, starting consulting work, or making a major charitable gift should be evaluated within the full household plan.

01Cash FlowTax payments, liquidity, bonuses, large purchases, and investment needs
02InvestmentsCapital gains, losses, concentration, alternative assets, and charitable gifts
03RetirementEmployer plans, IRAs, self-employed plans, and contribution coordination
04Real EstateRental income, depreciation, acquisitions, sales, and ownership structure
05Business ActivityConsulting, entities, bookkeeping, payroll, and estimated taxes
06Family & GivingEducation, charitable goals, gifts, global ties, and long-term wealth
ForMyTax Field GuideThe Year-Round Tax Planning Field Guide

Start with the decisions that deserve attention now.

A practical guide to year-round planning conversations involving income, investments, retirement, real estate, businesses, and charitable giving.

  • Income and withholding
  • Real estate
  • Retirement contributions
  • Charitable decisions
  • Business ownership
  • Year-end deadlines
Explore Tax Guides
Browse practical resources for complex tax decisions.
The ForMyTax planning approach

From isolated answers to a coordinated strategy.

For years, tax season felt like an annual reporting exercise. Working with ForMyTax helped us look at taxes as a year-round planning process. They considered our W-2 income, bonuses, investments, retirement contributions, charitable giving, and estimated payments together. The biggest difference was having important conversations while there was still time to act.
ForMyTax · Year-Round Tax Planning
Tax-planning FAQ

Questions before the decision.

Withholding may not fully account for the household’s total income, bonuses, investment gains, rental activity, consulting income, or a spouse’s compensation. A projection compares expected tax with withholding and other payments.

Preparation reports completed transactions. Planning evaluates upcoming decisions and payment needs while there may still be time to act.

ForMyTax can evaluate the tax aspects and timing of contemplated transactions or gifts. Investment selection and portfolio recommendations remain within the scope of the client’s appropriately qualified investment adviser.

Yes. Both can affect taxable income, estimated payments, deductions, recordkeeping, and other decisions. Looking at the complete household picture helps avoid isolated recommendations.

Ideally before a large bonus, stock sale, property transaction, business launch, charitable gift, relocation, or year-end deadline. Earlier conversations generally provide more time to evaluate available options.

Connect today’s decisions to the wealth you are building.

Schedule a conversation about your compensation, investments, properties, businesses, and the decisions ahead.

Schedule a Tax Planning Consultation →